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SoCredit

Credit Problems? Let's Find Out What's Going On.

Whether you're dealing with negative credit reporting or having trouble opening a bank account, SoCredit helps you review the information being reported and understand your dispute options.

01

Full Credit Repair

Comprehensive credit report review and dispute assistance involving Experian, Equifax, and TransUnion.

02

Couples Credit Repair

Credit report review and dispute assistance for two people, with each person's information handled individually.

03

Single Bureau Credit Repair

Focused review and dispute assistance involving one major credit reporting agency.

04

ChexSystems Repair

Assistance reviewing and disputing potentially inaccurate banking history reported through ChexSystems.

05

Early Warning Services (EWS) Repair

Assistance reviewing and disputing potentially inaccurate information reported through Early Warning Services.

We Don't Just Look at Your Credit Score. We Look at What's Behind It.

Your credit score only tells part of the story. What matters is the information being reported and whether it's accurate. SoCredit focuses on identifying potential reporting errors and helping consumers understand the available dispute process.

Relevant reporting agencies may include

  • Experian
  • Equifax
  • TransUnion
  • LexisNexis
  • Innovis
  • Clarity Services
  • FactorTrust
  • ChexSystems
  • Early Warning Services

SoCredit is independent and is not affiliated with any reporting agency.

Reporting issues we can help you look into

If any of these appear on your reports and something doesn't look right, it may be worth a closer review. Results depend on your situation, and accurate information generally can't be removed simply because it's disputed.

  • Collections
  • Charge-offs
  • Late payments
  • Repossessions
  • Medical debt
  • Student loans
  • Bankruptcies and public records
  • Inquiries
  • Incorrect personal information
  • ChexSystems
  • Early Warning Services